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Overview | Features and Benefits
Our Card Payment Gateway provides an integrated approach to the collection and processing of credit and debit card payments over the Internet. It was initially developed to simplify the process and reduce the overheads involved in the collection of credit and debit card payments.
The core functionality remains but the flexibility of the product allows it to support a number of functionally different payment "pathways"; where each can be optimised for its own particular audience and payment type(s). The solution is therefore suitable for any type of payment from relatively large value tuition and accommodation fees through to smaller value miscellaneous and incidental costs. Payments can be taken from students and other customers of the University alike.
Transactions are processed in "real-time" via an online Payment Service Provider (PSP). Typically the PSP is connected to a main bank although we have also worked with a number of other independent providers which, among others, include:
- Barclaycard Business ePDQ
- Commidea
- Comms XL
- Datacash
- HSBC Secure e-Payments
- NetBanx
- Realex
- Royal Bank of Scotland / NatWest Streamline eSolutions
- WorldPay
Dynamic Currency Conversion (DCC) is becoming increasingly popular and all our solutions can provide this functionality, although it should be noted that currently there are only a limited number of PSPs which support it.
A fundamental advantage of the solution is that it is not dependent on any one PSP and it is possible to, with a minimal amount of disruption, to change from one PSP to another at any point. This means the University is not reliant on any specific PSP and can shop around for the best combination of transaction charges and functionality. It is also possible to run a combination of PSPs in situations where transaction volume or value dictate that one cannot adequately cater for both extremes.
The core framework of the solution was initially developed in conjunction with the University of Birmingham in 2001 and is now entering it’s fifth year. It was developed to enable students, their parents and sponsors, to pay their fees online in a simple and convenient manner using a credit or debit card.
The solution is completely modular and there is no limitation in terms of the types of payment that can be taken online. The solution can easily be adapted to take payments for various other common items from students and non-students alike, including:
- Tuition and Accommodation Fees or Deposits
- International Deposits
- Library Fines
- Printing credits
- Topping-up of EPOS credits
- Donations
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 wpminternet.com
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CONTACT US +44 (0) 844 264 1580